Frequently Asked Questions

American Dream Solutions provides income protection planning and financial strategy for entrepreneurs, creators, and athletes with nontraditional income streams. We focus on income protection, tax-free wealth building, and long-term retirement strategies — using insurance-based solutions designed for people whose income doesn't follow a traditional path.

We primarily serve content creators and influencers, professional and NIL athletes, and entrepreneurs and business owners. Our clients typically have variable, performance-based, or brand-driven income and want structured protection and a clear long-term financial plan.

We are an insurance-based financial strategy firm. We specialize in income protection planning, tax-advantaged wealth strategies, and retirement planning using insurance solutions — specifically Indexed Universal Life insurance and annuities. We do not manage securities or provide stock-specific investment advice.

Not necessarily — but our strategies are most effective for individuals earning $75,000 or more annually, or those experiencing income volatility who want structured protection and long-term planning in place.

We are headquartered in Charlotte, NC, but we serve clients nationwide. Most of our consultations are conducted virtually, making it easy to work with us regardless of where you're located.

We are not a fee-based firm and we do not charge advisory or management fees. We are compensated through the insurance products we place on your behalf — which means we only earn when we put a solution in place that works for you. Our interests are fully aligned with yours.